Medicare Supplement Rate Quote
Choosing a Medicare Supplement Insurance plan can be trying if you don’t fully understand what your options are, by allowing our agents to walk you through the process and help you find a plan that fits your needs you can save valuable time.
We have been in the helping individuals with Medicare Insurance plans for 40 years.
Original Medicare will cover about 80% after your Part A and Part B deductible have been meet.
A Medicare Supplement Plan F will generally pick up where Medicare leaves off.
Deductibles will changed through the years and plan options may as well, so please call us at
A Medicare Supplement Plan F will generally pick up where Medicare leaves off.
Deductibles will changed through the years and plan options may as well, so please call us at
888 833 1755 Original Medicare Parts A and Part B plus a Medicare Plan F will generally offer the best coverage available.You would then search for a Medicare Part D plan to supplement your drug coverage, even if you do not take medication it is sometimes best to purchase a Part D plan just in case and to also avoid a late enrollment penalty. Please look at the most current Medicare and You 2012 for more information. MEDICARE ADVANTAGE Medicare Part C includes both Part A and Part B and offered by private insurance companies approved by Medicare. In most plans you will need to use networked doctors and hospitals, unless an emergency should arise.Medicare Advantage plans will also have options to include prescription drugs or not to include prescription drugs, this may be an option for a veteran that can use the VA for prescription drugs.Co payments and deductibles generally exist with maximum out-of-pocket set by Insurer and approved by Medicare. Medicare Part C / Medicare Advantage plan work very well for some and for some it is just more convenient to have a Medicare Supplement, Plan F or Plan G.With both Medicare Supplement and Medicare Advantage Plans you will still need to be enrolled in Medicare Part B.
Medicare Advantage Plans Or Medicare Part C explanation and expenses VS.Medicare Supplement Insurance or MEDIGAP Do you know the differences between Medicare Advantage and MEDIGAP?
Medicare and Medicare Supplement insurance, whats not covered
Medicare will not cover everything, if you need certain services that are not approved you will need to pay out-of-pocket unless you have a plan different from Medicare and a Medicare Supplement. Most providers will ask for an insurance card, they will generally explain if the procedure would be covered or not. Items that are not generally covered are; Routine dental, dentures, cosmetic surgery, hearing aids and long-term care services do offer plans that would supplement the above procedures, contact us by phone 888 833 1755 or email Brad@800Medigap.net
Medicare will not cover everything, if you need certain services that are not approved you will need to pay out-of-pocket unless you have a plan different from Medicare and a Medicare Supplement. Most providers will ask for an insurance card, they will generally explain if the procedure would be covered or not. Items that are not generally covered are; Routine dental, dentures, cosmetic surgery, hearing aids and long-term care services do offer plans that would supplement the above procedures, contact us by phone 888 833 1755 or email Brad@800Medigap.net
Medicare Supplement Insurance Plan A,B,C,D,F,G,N High Deductible Plan F
Medicare Advantage Plans Offered depends on county you live-call 888 833 1755 to discuss plan options
Medicare Part D- depends on county you live- call 888 833 1755
Medicare Plan Advisor, Bradley D Pyles will assist you in making the best decision based on your needs. Plans and pricing may change.
Remember that you can change Medicare Supplement Plans when ever you want, Medicare Advantage plans are generally renewed each year during the annual election period.
Companies we are contracted to sell insurance;
Mutual of Omaha, Blue Cross Blue Shield, Aetna, Forethought Life, Pekin Life Insurance, Health Alliance, AARP, UHC, KSKJ LIFE, Genworth Life, CSI, United Of Omaha, United World, Gerber Life, United Commercial Travelers, Aetna and many more.
If you have recently received a larger than expected rate increase and you are here shopping, call our office at 888 833 1755. We will be assist you in getting a policy review and plan comparison. http://www.medicareplaninfo.com/ or http://www.800medigap.net/
Why pay more for your Medicare Supplement insurance coverage. Do you have questions on what Medicare Covers? We can offer a Medicare Buyers Guide that will help you make an educated decision on what type plan that will best suit you. Lets be honest there are so many plans available today and there are too many insurance agents that will appear at your door to sell their product and not offer any choices. We all need choices in our insurance coverages.
When you purchase auto insurance and home owners insurance you get choices, why not get choices with your MEDICARE INSURANCE PLAN.
Medicare Supplement Insurance by State
Each state will offer similar or same coverages, but generally, the enrollment rules may be different, such the Annual Election Period, The Special Election Period, The Initial Coverage Election Period and Dis Enrollment Period.
Your State will make a guide available to you when first going onto Medicare, but if you have not received your booklet call our office at 888 833 1755 and request your Medicare Guide Booklet. We will have one sent out to you.
Medicare Supplements By States
Alabama Medicare Supplements, Alaska Medicare Supplements, Arizona Medicare Supplements
Arkansas Medicare Supplements, California Medicare Supplements, Colorado Medicare Supplements
Connecticut Medicare Supplements, Delaware Medicare Supplements, Florida Medicare Supplements
Georgia Medicare Supplements, Hawaii Medicare Supplements, Idaho Medicare Supplements
Illinois Medicare Supplements Indiana Medicare Supplements, Iowa Medicare SupplementsKansas Medicare Supplements,Kentucky Medicare Supplements, Louisiana Medicare Supplements
Maine Medicare Supplements, Maryland Medicare Supplements, Massachusetts Medicare Supplements
Michigan Medicare Supplements, Minnesota Medicare Supplements, Mississippi Medicare Supplements
Missouri Medicare Supplements, Montana Medicare Supplements, Nebraska Medicare Supplements
Nevada Medicare Supplements, New Hampshire Medicare Supplements, New Jersey Medicare Supplements
New Mexico Medicare Supplements, New York Medicare Supplements, North Carolina Medicare Supplement,
North Dakota Medicare Supplements Ohio Medicare Supplements, Oklahoma Medicare Supplements, Oregon Medicare Supplements, Pennsylvania Medicare Supplement
Rhode Island Medicare Supplements, South Carolina Medicare Supplements, South Dakota Medicare Supplements
Tennessee Medicare Supplements, Texas Medicare Supplements, Utah Medicare Supplements
Vermont Medicare Supplements, Virginia Medicare Supplements, Washington Medicare Supplement
West Virginia Medicare Supplements, Wisconsin Medicare Supplements, Wyoming Medicare Supplements
Alabama Medicare Supplements, Alaska Medicare Supplements, Arizona Medicare Supplements
Arkansas Medicare Supplements, California Medicare Supplements, Colorado Medicare Supplements
Connecticut Medicare Supplements, Delaware Medicare Supplements, Florida Medicare Supplements
Georgia Medicare Supplements, Hawaii Medicare Supplements, Idaho Medicare Supplements
Illinois Medicare Supplements Indiana Medicare Supplements, Iowa Medicare SupplementsKansas Medicare Supplements,Kentucky Medicare Supplements, Louisiana Medicare Supplements
Maine Medicare Supplements, Maryland Medicare Supplements, Massachusetts Medicare Supplements
Michigan Medicare Supplements, Minnesota Medicare Supplements, Mississippi Medicare Supplements
Missouri Medicare Supplements, Montana Medicare Supplements, Nebraska Medicare Supplements
Nevada Medicare Supplements, New Hampshire Medicare Supplements, New Jersey Medicare Supplements
New Mexico Medicare Supplements, New York Medicare Supplements, North Carolina Medicare Supplement,
North Dakota Medicare Supplements Ohio Medicare Supplements, Oklahoma Medicare Supplements, Oregon Medicare Supplements, Pennsylvania Medicare Supplement
Rhode Island Medicare Supplements, South Carolina Medicare Supplements, South Dakota Medicare Supplements
Tennessee Medicare Supplements, Texas Medicare Supplements, Utah Medicare Supplements
Vermont Medicare Supplements, Virginia Medicare Supplements, Washington Medicare Supplement
West Virginia Medicare Supplements, Wisconsin Medicare Supplements, Wyoming Medicare Supplements
Medicare Supplement News
Mutual of Omaha Releases new rates in Illinois
Female 61455 to 62301 Zip Codes Illinois ( Down State )
$109.21 Monthly premium
7% discount available for House Hold DisCount
Call for METRO Illinois area rates 888 833 1755
Funding Your Insurance Alternatives
There are many methods that will provide a stream of income. The safest way is the use of a Single Premium Immediate Annuity, this can offer a month income stream that will help offset your insurance expense, rather than using your monthly income.
High Deductible Plan F
A High Deductible Plan F can be an effective way to help keep costs down. The Plan does have a $2070 deductible, but the average Medicare claim for the year is averaging $524.
If you were to purchase a full Plan F your premiums would range from $1300 to 1800 monthly depending on carrier and age.
Always remember while you are accumulating your deductible Medicare is paying the claims after your Part B and Part A, deductibles have been meet. In a years time you could save thousands.
Worried about the out-of-pocket? Available now you can purchase an Annuity that will pay the deductible without filing paperwork. Call us to find out how 888 833 1755
Setting Up a Trusts for Medicaid Planning Purposes
Recently my clients have been asking, can we set up a Trust to avoid Mom and Dad’s Estate from being acquired by the State because of lack of Long Term Care planning?
Yes, you can but you must be careful in what you do and you should seek the advice of a Elder Law Attorney, I can say this…………………….
The Problem in transferring asses is that you have given them away and generally you longer control them, even if a trusted family member may lose them.
A Trust is a legal entity, which you can name yourself or other to be the Trustees. A Trust is designed to hold property for the benefit of others or Beneficiaries.
The Trust must follow rules that have been set in place. the assets in a trust may or may not be counted towards eligibility of Medicaid.
A Revocable Trust can be changed or rescinded, a revocable trust would not be a good fit for Medicaid Planning.
An Irrevocable Trust can not be changed at all after it is established. This type can be set up so that income is paid to you at a set limit and cannot be changed. For planning purposes, the principal balance can not be count towards your income limit or counted as an asset for Medicaid.
If this sounds like a plan that may suit you or a family member call my office to set and we will help you find an Elder Law Attorney with you in their best interest.
http://www.medicareplaninfo.com/
888 833 1755
Bradley D Pyles, Advisor
